Program Underwriters / Family-Owned Since 1979

Built for Independent Agents. Backed by Experience.

In-house binding authority, specialty brokerage markets, and direct access to experienced underwriters. When your clients need options, PUI is ready to help you find them.

Commercial Property General Liability Commercial Auto Umbrella & Specialty
Since 1979 Family-owned insurance expertise
Binding Authority On eligible in-house programs
Specialty Markets Brokerage solutions for complex risks
Agent-Focused Direct underwriting relationships
A wholesale partner that works for you

More than a market. A partner in your corner.

Independent agents need more than a list of carriers. They need access, communication, and an underwriting team that understands how to move an account forward.

At PUI, we combine in-house underwriting capabilities with specialty brokerage relationships to help agents place commercial business across a broad range of classes.

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Direct Access

Talk with the people reviewing your submission.

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In-House Authority

Underwriting at our desk for eligible programs.

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Brokerage Reach

Additional specialty markets when risks need options.

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One Email

Send us the opportunity and we'll help direct it.

Our commercial insurance programs

Coverage solutions for the accounts on your desk.

Explore our core programs and specialty capabilities. Appetite, availability, and underwriting authority vary by product and risk.

Core Program / Property

Commercial Property

Property solutions for eligible commercial risks, with in-house authority available on qualifying accounts.

Explore Property →
Core Program / Casualty

General Liability

Commercial GL solutions for a wide range of classes, including select contractor and specialty risks.

Explore General Liability →
Admitted / Monoline

Commercial Fleet Auto

Admitted monoline commercial auto for qualifying fleets, with a focus on contractor and specialty classes.

Explore Fleet Auto →
Excess Liability

Commercial Umbrella

Additional liability limits for eligible accounts, including in-house authority on qualifying risks.

Explore Umbrella →
Specialty Auto Service

Garage Keepers Legal Liability

Solutions for eligible auto repair, service, valet, car wash, and towing-related operations.

Explore GKLL →
Specialty Brokerage

Ocean Marine

Marine market access for marinas, boat dealers, ship repairers, commercial vessels, and related operations.

Explore Ocean Marine →
Marine / Transit

Stock Throughput

Integrated inventory and transit solutions for eligible domestic and international exposures.

Explore Stock Throughput →
Specialty Property

Private Flood

Primary and excess private flood options for eligible commercial property exposures.

Explore Private Flood →
Specialty Contractors & Equipment

Crane & Rigging

Specialty insurance options for crane rentals, steel erection, millwright and rigging contractors, welding and fabrication, and equipment dealers.

Explore Crane & Rigging →
Need something more specialized?

Ask us about Wind Deductible Buy-Back, Inland Marine, Underground Utility Contractors, Site Preparation GL, Small Business, and other specialty placements. Send us the risk →

Have a risk ready?

One email gets the conversation started.

Send your submission to our team. We'll review the opportunity and help identify a potential path forward.

Simple by design

Working with PUI is straightforward.

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Send the opportunity

Email the application and available underwriting information to our submissions team.

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Connect with underwriting

We evaluate fit for our in-house programs or available specialty brokerage markets.

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Move toward placement

We work with you on next steps, additional information, and available quote options.

Regional relationships, specialty capabilities

Supporting agents across our operating states.

PUI works with independent agents in Florida, Alabama, Georgia, Texas, and Ohio. Individual programs may have different territorial restrictions and eligibility requirements.

FL AL GA TX OH
Not every program is available in every state or county. Contact our team to confirm current appetite and availability.
The PUI difference

Built around independent agents.

We believe a strong wholesale relationship should make your job easier, not more complicated.

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Experienced Team

Decades of commercial insurance and specialty market experience.

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Responsive Communication

Clear answers and direct conversations with our team.

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Underwriting Access

Desk authority on eligible programs, plus brokerage alternatives.

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Long-Term Relationships

A family-owned business committed to independent agency partnerships.

Let's write more business together

Have a tough account? Have a growing agency? Let's talk.

Whether you have a submission ready or want to learn where PUI fits your book, we're ready to connect.

800-432-8185   |   submissions@programunderwriters.com