Small Business Insurance Made Simple
Hiscox NOW®
Quote. Bind. Keep Moving.
Fast, admitted small-business insurance for hundreds of professions. Hiscox NOW gives PUI producers an efficient way to quote and bind eligible accounts through an easy self-service platform.
Four Core Products
Small Business Coverage Without the Small Appetite
Hiscox NOW offers admitted coverage across a broad range of small-business professions, with eligibility varying by class, product, and state.
General Liability
Protection against third-party bodily injury, associated medical costs, and damage to another person or business’s property.
- Admitted
- Up to $5M revenue eligibility*
- Up to $5M payroll eligibility*
- Startup friendly
- Minimum annual premium from $350*
Professional Liability
Protection for claims alleging negligent performance of professional services, including associated defense costs.
- Admitted
- Up to $5M revenue eligibility*
- Policy limits up to $5M*
- Startup friendly
- Minimum annual premium from $270*
Business Owner’s Policy
Combines eligible general liability and business property protection into one convenient small-business policy.
- Admitted
- Up to $5M revenue eligibility*
- Startup friendly
- Minimum annual premium from $500*
- Business property options available*
Cyber Security
Coverage for eligible computer-related crimes and losses, including events such as malware, phishing, and data exposure.
- Admitted
- Up to $5M revenue eligibility*
- Startup friendly
- Minimum annual premium from $270*
*Eligibility, limits, premiums, deductibles, and availability vary by profession, product, and state.
Why Hiscox NOW?
Built to Make Small Commercial Easier
Keep your team moving with a streamlined platform built for speed, service, and a broad small-business appetite.
Same-Day Coverage
Eligible risks can be quoted and bound quickly, with policy documents delivered electronically.
Hundreds of Professions
A broad appetite across professional, service, retail, contractor, healthcare, technology, and other industries.
Instant Binding
Eligible accounts can move from quote to coverage without a traditional extended underwriting process.
Direct Bill
Hiscox handles billing and policy servicing, helping reduce administrative work for your agency.
Agent Support 7 Days a Week
Hiscox licensed advisors are available Monday–Friday, 7:00 a.m.–10:00 p.m. ET, and Saturday–Sunday, 8:00 a.m.–5:00 p.m. ET.
One More Tool for Your Agency
Add an efficient small-business solution to your broader relationship with Program Underwriters.
Broad Small Business Appetite
Hundreds of Eligible Professions
Hiscox NOW spans a surprisingly broad range of small-business industries. Product availability varies by individual profession and state.
Allied Health
Beauty, wellness, therapy, counseling, personal training, social work, and other eligible health-related services.
Architecture & Engineering
Architecture, engineering, drafting, building inspection, surveying, interior design, and related professionals.
Consulting
Business, management, HR, education, project management, research, strategy, safety, and other consultants.
Creative
Graphic design, photography, videography, artists, studios, and other creative businesses.
Financial Services
Accounting, bookkeeping, financial planning, insurance, tax preparation, and other eligible financial professionals.
Landscape & Janitorial
Cleaning, janitorial, landscaping, lawn care, exterior cleaning, and related service businesses.
Legal Services
Court reporting, document preparation, process serving, notary services, legal services, and related operations.
Marketing & Public Relations
Advertising, digital marketing, PR, media consulting, SEO/SEM, social media, and brand consulting.
Medical & Dental Offices
Eligible medical, dental, laboratory, chiropractic, specialty, and healthcare office risks.
Miscellaneous Services
Training, nonprofits, recruiting, coaching, travel, administrative services, and many other eligible businesses.
Mobile Food Services
Food trucks, carts, catering, mobile kitchens, concession operators, and other eligible mobile food risks.
Pet Care Services
Grooming, boarding, pet daycare, training, pet stores, veterinary services, and related operations.
Printers & Publishers
Printing, publishing, copy shops, finishing, engraving, and related business operations.
Real Estate
Property managers, real estate agents and brokers, appraisers, and related eligible professionals.
Restaurants & Food Service
Coffee shops, bakeries, sandwich shops, delis, ice cream shops, and other eligible food-service businesses.
Retail
A wide range of eligible storefront, specialty, merchandise, and consumer retail operations.
Small Contractors
Eligible small contractor and trade operations across qualifying classes and territories.
Technology
Eligible technology, IT, software, consulting, and related digital service businesses.
Need the Details?
Check the Current Hiscox NOW Appetite
Review current classes, eligible products, state availability, and coverage details directly through the PUI Hiscox NOW portal.
Fast. Admitted. Built for Small Business.
Small Account?
Don’t Make It a Big Production.
Give eligible small-business accounts a fast path to coverage without the traditional underwriting marathon.
Quote with Hiscox NOWProgram Snapshot
Designed for Speed and Scale
A small-business platform built around efficient quoting, broad appetite, and accessible admitted coverage.
*Not applicable to every profession. Premiums and eligibility vary by business need, class, product, and state.
The PUI Advantage
One Relationship. More Ways to Win.
Use Hiscox NOW for eligible small-business accounts that need a fast, efficient solution, while PUI’s underwriting team helps with broader commercial opportunities that require a more hands-on approach.
A Strong Tool for Your Agency
- Online small-business quoting
- Admitted coverage options
- Broad profession appetite
- Same-day binding for eligible risks
- Direct billing and servicing
- Agent support seven days a week
Ready to Get Started?
Put Hiscox NOW to Work for Your Agency.
Already a PUI producer? Access Hiscox NOW and start quoting eligible small-business accounts. New to PUI? Let’s get your agency connected.
800-432-8185 | information@programunderwriters.com