Wholesale Commercial Insurance in Florida & Select States

Underwriting Florida since 1979 with fast turnaround, direct underwriting access, and in-house binding authority.

Program Underwriters (PUI) is a Florida-based wholesale commercial insurance broker serving independent agents for more than 47 years. We provide admitted and non-admitted solutions across commercial property, fleet auto, general liability, umbrella, inland marine and ocean marine programs.

With A-rated domestic and international binding and brokerage contracts, PUI delivers competitive options for both small, straightforward risks and larger, more complex exposures. Coverage can be written monoline or structured across multiple lines with broad enhancements and flexible underwriting.

We are committed to long-term agency partnerships built on responsiveness, market access and consistent service. Our focus is simple: move quickly, communicate clearly and provide solutions that help agents win and retain business.

Why Program Underwriters?

• In-House Binding Authority and Exclusive Contracts: Our in-house authority to bind coverage, paired with exclusive market contracts, means faster turnaround and access to programs you won’t find elsewhere.

• Specialized Coverage: We handle risks that standard carriers won’t touch.

• Fast Submissions: Our streamlined process ensures your clients are covered quickly.

• Expert Support: We guide you through every step, so you feel confident in every policy.

• Reliability and Stability: When the market is uncertain, we provide the assurance your clients need.

We are currently writing in Al, FL, GA, TX, and OH.

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